This user agreement (the 'Agreement'), which includes those terms and conditions expressly set out below and those incorporated by reference including the terms of the Privacy Policy and the Game Rules (as defined) is an agreement between you (herein referred to as the 'User', 'you' and 'your'), and Shantam Infotech and its licensors, subsidiaries, associates, affiliates and partners (herein referred to as the 'Company', 'us', 'we' and 'our') which governs your use of the products and services ('Services') provided by Shantam Infotech (the 'Company') through the website (the 'Site') and associated software ('Software'). By using any of the Services you are agreeing to all the terms of this Agreement.

You understand that the Terms will be binding on you. You agree that Services offered on the Website can be accessed only in accordance with the Terms and you shall be responsible to comply with the Terms at all times. You are responsible to be aware of and agree to abide by the Terms as published and periodically amended or modified by Shantam Infotech.

If any of the terms of the Agreement are determined to be unlawful, invalid, void or unenforceable for any reason by any judicial or quasi - judicial body in India, it shall not affect the validity and enforceability of the remaining terms. Any failure or delay on our part to act or exercise any right or remedy with respect to a breach of any of the terms of this Agreement by you shall not be construed as a waiver of our right to act with respect to the said breach or any prior, concurrent, subsequent or similar breaches.


If you have any questions about the Agreement please contact us at

We reserve the right to amend, modify or change any of the terms of this Agreement at any time, and it is advisable to regularly look at these terms. We may give notice of such changes ('Notice') either by email notification to the email address provided to us by you upon registration, or by posting the amended Agreement on the Site. Such modifications could include changes to any of our Game Rules. If you do not agree with the terms of the amended Agreement, you may terminate your use of the Services by notifying us that you wish to terminate your Account. Your continued use of the Services will be deemed to constitute your acceptance of the changes to the Agreement.

If a promotion, game, event, competition or tournament is organized by us on the Website, it shall be governed by the Terms and any supplementary terms and conditions which may be specifically applied for that promotion, game, event, competition or tournament.

Use of the name and any of the other names or marks associated with the Site, the Services or the Software is strictly forbidden, unless it is used with the express written permission of the Company. The Site, the Services and the Software, including its code, documentation, appearance, structure, and organization is an exclusive product of the Company, which retains all rights, tangible and intangible, to the website, the games therein, software, codes, copies, modifications, or merged parts.

In order to use the Services, a User must register for a user account ('Account'), and truthfully and accurately provide all mandatory information.

In order to participate in Fun Games, you must be at least 18 years old.

In order to participate in Real Chip Games, you must satisfy the following criteria at all times:

  • You must be at least 21 years old, and must not suffer from any disability or impairment which would prevent you from assuming the responsibilities contained in the Agreement, or from participating in the Games which are offered as part of the Services.
  • You must be a resident of India
  • You must access the Services while located within the Eligible Territory
  • You must possess a valid PAN number, which will be associated with your Account and which you will provide to us upon request
  • You must satisfy yourself that it is legal for you to participate in Real Chip Games in the specific jurisdiction from which you are accessing the Services.

The 'Eligible Territory' is defined as being the territory of India excluding the states of Assam, Orissa, Telengana, Sikkim & Nagaland. 'Real Chip Games' are defined as being any games or tournaments which are part of the Services and require the User to maintain a non-zero cash balance ('Cash Balance') in their Account. Any game other than a Real Chip Game made available by the Company through the Site or the Software, is defined as a 'Fun Game'. All Real Chip Games and Fun Games shall be collectively defined as 'Games'.

Users who do not fulfil the above criteria are expressly barred from participating in Real Chip Games, and would not be entitled to receive any prizes which they may win as a result of participation in Real Chip Games.

You understand and acknowledge that participation in Real Chip Games may result in financial loss to you, and agree that your participation is completely voluntary. You undertake full responsibility for any such financial losses, and agree that you will not under any circumstances hold the Company responsible for such losses

You understand and accept that by viewing or using the Site or availing of any Services, or using communication features on the Site, you may be exposed to content posted by other Users which you may find offensive, objectionable or indecent. You may bring such content posted by other Users to our notice that you may find offensive, objectionable or indecent and we reserve the right to act upon it as we may deem fit. The decision taken by us on this regard shall be final and binding on you.

We provide valid, registered Users the opportunity to access and play online games of skill. The Company provides software and IT services to enable games of skill to be played with other individuals over the internet.

The Services provided by the Company are only intended to facilitate games of skill, and are for entertainment purpose only.

The Company levies a charge ('Service Charge') for Real Chip Games, which would be inclusive of service tax as may be applicable. The Service Charge may vary from time to time and from one Real Chip Game to another.

To use our Services, you will need to register with us on the Website.

By completing the online registration process on the Website, you confirm you acceptance of the Terms.

During the registration process, you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory. You may only have one Account, and your Account is to be used solely by you. Additionally, you may be required to give further personal information for your user account verification and/or for adding cash to your user account. You must give us the correct details in all fields requiring your personal information, including, without limitation, your name, postal address, email address, telephone number(s) etc. You undertake that you will update this information and keep it current.

You understand that the Company may take steps to verify any such information provided by you. Your continued use of the Services, including but not limited to your ability to make Cash Credits and Cash Withdrawals, is subject to the Company’s continued satisfaction that all such details provided by you are true, complete and correct.

You are prohibited from using the Services by means of an Account registered in the name of any other individual.

Should you attempt to open more than one Account, under your own name or under any other name, or should you attempt to use the service by means of any other person's account, we will be entitled to close all your Accounts and bar you from accessing or using the Services in the future without notice.

You acknowledge that we may, at any time, require you to verify the correctness of this information and in order to do so may require additional documentary proof from you, failing which we reserve the right to suspend or terminate your registration on the Website.

Any information provided by you to us should be complete and truthful to the best of your knowledge. We are not obliged to cross check or verify information provided by you and we will not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us.

You understand that it is your responsibility to protect the information you provide on the Website including but not limited to your Username, Password, Email address, Contact Details and Mobile number. will not ask for your user account login password which is only to be entered at the time of login. At no other time should you provide your user account information to any user logged in on the Website or elsewhere. You undertake that you will not allow / login and then allow, any other person to play from your user account using your username. You specifically understand and agree that we will not incur any liability for information provided by you to anyone which may result in your user account on the Website being exposed or misused by any other person. You agree to use your user account solely for the purpose of playing on the Website and for transactions which you may have to carry out in connection with availing the Services on the Website. Use or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonus or balance in the user account.

You also understand and agree that deposits in your user account maintained with us are purely for the purpose of participation in Cash Games made available on the Website.

You understand and agree that you cannot transfer any sum from your user account with us to the account of another registered user on the Website except as may be permitted by and subject to restrictions and conditions as may be prescribed.

We are legally obliged to deduct tax at source (TDS) on winnings of more than Rs. 10,000/- in a single tournament or any single Rummy game, as the case may be. In these cases, you will be required to furnish your Permanent Account Number (PAN) duly issued to you by the Income Tax authorities if you have not already done so. TDS at the rate of 30% will automatically be deducted from such winnings and the rest will be credited to your user account. Withdrawal of these winnings will only be permitted upon your providing your correct PAN details. These limits and rates are subject to change as per the prevailing rules and regulations. eRummy’s obligation is this regard is limited to deducting TDS as required by law and providing you an appropriate certificate of tax deduction. We neither advise you nor shall in any manner be responsible for your individual tax matters.

We reserve the right to verify your PAN from time to time and to cancel any prize should your PAN be found inconsistent in our verification process.

All tournaments, promotional games, fun games, practice games and cash games organized on the Website are collectively referred as 'Fun Games'. The rules applicable to each type of Game are provided on the Website.

'Real Chip Game(s)' or Cash Games are games that require the participant to have certain minimum cash balance in their user account to participate. All other Games offered on the Website are defined as Cash Games or Non-Cash Game(s). charges service charges for Real Chip Games, which may vary depending on the nature of the Cash Game and are subject to change from time to time. Fun Games are offered free on the Website, but may be subject to entry restrictions in some cases.

Any information provided by you to us, whether at the stage of registration or during anytime subsequently, should be complete and truthful.

Prior to adding cash to your user account or participating in Real Chip Games, you shall be responsible to satisfy yourself about the legality of playing Real Chip Games in the jurisdiction from where you are accessing Cash Games. If you are not legally competent to individually enter into Indian Rupee transactions through banking channels in India and/or are not accessing the Website from a permitted jurisdiction, you are prohibited from participating in Real Chip Games on the website. In the event of such violation, your participation in Cash Games will be deemed to be in breach of the Terms and you will not be entitled to receive any prize that you might win in such Real Chip Games.

You represent that you are 18 years of age or older to participate in any Real Chip Games and are also otherwise competent to enter into transactions with other users and You are aware that participation in the Games organized by us ('Activity') may result in financial loss to you. With full knowledge of the facts and circumstances surrounding this Activity, you are voluntarily participating in the Activity and assume all responsibility for and risk resulting from your participation, including all risk of financial loss. You agree to indemnify and hold, its employees, directors, partners, officers, and agents harmless with respect to any and all claims and costs associated with your participation in the Activity.

You represent that you have the experience and the requisite skills required to participate in the Activity and that you are not aware of any physical or mental condition that would impair your capability to fully participate in the Activity. You further acknowledge that you are solely responsible for any consequence resulting from your participating in this Activity or being associated with this Activity or around this Activity. You understand that assumes no liability or responsibility for any financial loss that you may sustain as a result of participation in the Activity.

You understand and accept that your participation in a Game available on the Website does not create any obligation on us to give you a prize. Your winning a prize is entirely dependent on your skill as a player vis-a-vis other players in the Game and subject to the rules of the Game.

You understand and agree that you are solely responsible for all content posted, transmitted, uploaded or otherwise made available on the Website by you. All content posted by you must be legally owned by or licensed to you. By publishing any content on the Website, you agree to grant us a royalty-free, world-wide, non-exclusive, perpetual and assignable right to use, copy, reproduce, modify, adapt, publish, edit, translate, create derivative works from, transmit, distribute, publicly display, and publicly perform your content and to use such content in any related marketing materials produced by us or our affiliates. Such content may include, without limitation, your name, username, location, messages, gender or pictures. You also understand that you do not obtain any rights, legal or equitable, in any material incorporating your content. You further agree and acknowledge that has the right to use in any manner whatsoever, all communication or feedback provided by you.

You understand and accept that reserves the right to record any and all user content produced by way of but not limited to chat messages on the Website through the feature, through the in-game chat facility or other interactive features, if any, offered as part of the Services.

You understand that the funds in your user account held by do not carry any interest or return.

You shall not hold responsible for not being able to play any Game for which you may be eligible to participate. This includes, but is not limited to situations where you are unable to log into your user account as your user account may be pending validation or you may be in suspected or established violation of any of the Terms.

You understand and accept that by viewing or using the Website or availing of any Services, or using communication features on the Website, you may be exposed to content posted by other users which you may find offensive, objectionable or indecent. You may bring such content posted by other users to our notice that you may find offensive, objectionable or indecent and we reserve the right to act upon it as we may deem fit. The decision taken by us on this regard shall be final and binding on you.

You agree to abide by the rules and regulations of each of the Games as published and periodically updated. You should ensure that you have read and understood the rules and regulations of the Games. Please read the rules before using the Services. We may, from time to time, make additional Games available as part of the Services. This Agreement will apply to any Game Rules relating to such Games. We will let you know about, and give you the opportunity to read, such Game Rules at the time of introducing additional Games to the Site. We reserve the right to determine the results and winners of each of the Games in accordance with the Game Rules. By registering and/or participating in any Game or tournament you agree by these determinations. We will post lists of winners on the Site following each Game.

1. USER ACCOUNT VALIDATION AND PERSONAL INFORMATION VERIFICATION may from time to time attempt to validate its players' user accounts. These attempts may be made via a phone call or via email. In the event that we are not able to get in touch with you the first time around, we will make additional attempts to establish contact with you. If the phone number and email provided by you is not correct, we bear no responsibility for the Services being interrupted due to our being unable to establish contact with you.

If we are unable to reach you or if the validation is unsuccessful, we reserve the right to disallow you from logging into the Website or reduce your play limits and/or Add Cash limits until we are able to satisfactorily validate your user account. We will in such events email you to notify you of the next steps regarding user account validation. We may also ask you for proof of identification and proof of address from time to time.

Upon receipt of suitable documents, we will try our best to enable your user account at the earliest. However, it may take a few business days to reinstate your user account.

In the event that we have made several attempts to reach out to you but have been unable to do so, we also reserve the right to permanently suspend your user account and refund the amount, if any, in your user account to the financial instrument through which the payment was made to your user account or by cheque to the address provided by you. In the event the address provided by you is incorrect, will not make any additional attempts for delivery of the cheque unless a correct address is provided by you and charges for redelivery as prescribed by are paid by you.

The Privacy Policy of our Website forms a part of the Terms. All personal information which is of such nature that requires protection from unauthorized dissemination shall be dealt with in the manner provided in the Privacy Policy of the Website.


Anti-Cheating and Anti-Collusion: Anti-Cheating and Anti-Collusion: You undertake that you yourself will play in all Games in which you have registered/joined and not use any form of external assistance to play. You shall not add unauthorized components, create or use cheats, exploits, bots, hacks or any other third-party software designed to modify the Website or use any third-party software that intercepts, mines or otherwise collects information from or through the Website or through any Services. Any attempt to employ any such external assistance is strictly prohibited.

Formation of teams and collusion between you and any other user(s) for participating in Games organized on the Website or any other form of cheating is strictly prohibited.

When collusion or cheating is detected, shall settle the Game as per its Game Cancellation Settlement Policy and may take further appropriate action against offending users in terms hereof.

Money Laundering: You are prohibited from doing any activity on the Website that may be construed as money laundering, including, without limitation, attempting to withdraw cash from unutilized cash added through credit cards or deliberately losing money to a certain player(s).

Anti-SPAMMING: Sending SPAM emails or any other form of unsolicited communication for obtaining registrations on the Website to benefit from any promotional program of or for any other purpose is strictly prohibited.

Multiple IDs: Your registration on the Website is restricted to a single user account which will be used by you to avail of the Services provided on the Website. You are prohibited from creating or using multiple user IDs for registering on the Website.

You may not create a login name or password or upload, distribute, transmit, publish or post content through or on the Website or through any service or facility including any messaging facility provided by the Website which :

  • is libellous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing
  • contains expressions of hatred, hurting religious sentiments, racial discrimination or pornography;
  • is otherwise objectionable or undesirable (whether or not unlawful);
  • would constitute incitement to commit a criminal offence;
  • violates the rights of any person;
  • is aimed at soliciting donations or other form of help;
  • violates the intellectual property of any person;
  • disparage in any manner or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites;
  • promotes a competing service or product; or
  • violates any laws.

In the event we determine that the login name created by you is indecent, objectionable, offensive or otherwise undesirable, we shall notify you of the same and you shall promptly provide us with an alternate login name so that we can change your existing login name to the new name provided by you. If you fail to provide an alternate name, we reserve the right to either permanently suspend your user account or restore your user account only after a different acceptable login name has been provided by you.

You shall not host, intercept, emulate or redirect proprietary communication protocols, used by the Website, if any, regardless of the method used, including protocol emulation, reverse engineering or modification of the Website or any files that are part of the Website.

You shall not frame the Website. You may not impose editorial comments, commercial material or any information on the Website, alter or modify Content on the Website, or remove, obliterate or obstruct any proprietary notices or labels.

You shall not use Services on the Website for commercial purposes including but not limited to use in a cyber cafe as a computer gaming centre, network play over the Internet or through gaming networks or connection to an unauthorized server that copies the gaming experience on the Website.

You shall not upload, distribute or publish through the Website, any content which may contain viruses or computer contaminants (as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality or disrupt any software, hardware or other equipment belonging to us or that aids in providing the services offered by You shall not disseminate or upload viruses, programs, or software whether it is harmful to the Website or not. Additionally, you shall not impersonate another person or user, attempt to get a password, other user account information, or other private information from a user, or harvest email addresses or other information.

You shall not purchase, sell, trade, rent, lease, license, grant a security interest in, or transfer your user account, Content, currency, points, standings, rankings, ratings, or any other attributes appearing in, originating from or associated with the Website.

Any form of fraudulent activity including, attempting to use or using any other person's credit card(s), debit cards, net-banking usernames, passwords, authorization codes, prepaid cash cards, mobile phones for adding cash to your user account is strictly prohibited. Accessing or attempting to access the Services through someone else's user account is strictly prohibited.

Winnings, bonuses and prizes are unique to the player and are non-transferable. In the event you attempt to transfer any winnings, bonuses or prizes, these will be forfeited.

If you are an officer, director, employee, consultant or agent of or a relative of such persons ('Associated Person'), you are not permitted to play either directly or indirectly, any Games which entitle you to any prize on the Website, other than in the course of your engagement with For these purposes, the term 'relative' shall include spouse and financially dependent parents and, children.

You shall not post any material or comment, on any media available for public access, which in our sole discretion, is defamatory or detrimental to our business interests, notwithstanding the fact that such media is not owned or controlled by us. In addition to any other action that we may take pursuant to the provision hereof, we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderate by us; when in our sole opinion, any such material or comments posted by you is defamatory or detrimental to our business interests.

All transactions on the Website shall be in Indian Rupees.

Once you register on our Website, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in Real Chip Games have to be made through your user account. All cash prizes won by you are credited by us into this user account.

When making a payment, please ensure that the instrument used to make the payment is your own and is used to Add Cash into your user account only.

Subject to the Add Cash limits specified by us from time to time, you are free to deposit as much money as you want in your user account for the purpose of participating in Real Chip Games on the Website. wants you to play responsibly on the Website. The ability to Add Cash in your user account shall be subject to monthly Add Cash limits which we can be set by us with undertakings, indemnity, waiver and verification conditions as we deem appropriate in our sole discretion.

Credit card, Debit card, prepaid cash cards and internet banking payments are processed through third party payment gateways. Similarly, other payment modes also require an authorization by the intermediary which processes payments. We are not responsible for delays or denials at their end and processing of payments will be solely in terms of their policies and procedures without any responsibility or risk at our end. If there are any issues in connection with adding cash, a complaint may be sent to us following the complaints procedure provided in 'Complaints and disputes' section below. You agree that in such an event of your credit being delayed or eventually declined for reasons beyond our control, we will not be held liable in any manner whatsoever. Once a payment/transaction is authorized, the funds are credited to your user account and are available for you to play Cash Games.

Payments by other modes such as Cash on Delivery ('COD') cards will be authorized upon verification of the unique code in such instrument.

We have the right to cancel a transaction at any point of time solely according to our discretion in which case if the payment is successful, then the transaction will be reversed and the money credited back to your payment instrument.

Player funds are held in trust by us in specified bank accounts. keeps all players' funds unencumbered which will be remitted to you in due course subject to the terms and conditions applicable to withdrawal of funds. Funds held in your user account are held separately from our corporate funds. Even in the highly unlikely event of an insolvency proceeding, you claims on the deposits will be given preference over all other claims to the extent permissible by law.

In order to participate in Real Chip Games, you are required to maintain a Cash Balance in your account. In relation to such Cash Balance, you undertake/ understand the following:

All credits to your Cash Balance must be through the third-party payment gateway(s) made available on the Site by the Company. The Company is not responsible for authorization/denial of any such transactions, and such transactions are subject to and must be undertaken in accordance with the terms and conditions specified by such third-party payment gateways. The Company may however reverse any transaction, in which case the relevant amount would be refunded to the instrument/account which was used to perform the transaction.

All Cash Credits must be through instruments/accounts which belong to you and are in your name.

All transactions on the Site must be conducted in Indian Rupees.

Any winnings in Real Chip Games will be credited exclusively to the Cash Balance of your Account. Any withdrawal of amounts from your Cash Balance may be carried out only in accordance with the terms of this Agreement.

The Company may impose daily/per-session limits, or other types of limits, upon your ability to perform Cash Credits or Cash Withdrawals, in order to encourage responsible play as well as to prevent unauthorized or illegal activity. You will be informed of such limits at the time when they are imposed, and will also be informed of any change to such limits. While you may request that such limits be modified, the Company reserves the right to impose and modify such limits using its sole discretion.

Cash Withdrawals may be requested by you at any time, subject to any limits which have been imposed. Such Cash Withdrawal will be affected by the Company by way of bank transfer to your bank account. Your preference in this regard will be given due consideration. Please note that any Cash Withdrawal will be affected by the Company only in favour of an Indian Rupee account in your name.

Cash Credits and Cash Withdrawals are subject to any charges/fees levied or charged by banks, payment gateways, processors, or other financial institutions or intermediaries.

The Cash Balance does not carry any interest. The Cash Balance is not transferable or negotiable, except to the extent as may be expressly permitted by the Agreement. Further, no Cash Withdrawal will be allowed from the Cash Balance associated with an Account, unless the relevant User has played sufficient number of Real Chip Games (which may be determined solely by the Company in its discretion) subsequent to the last recorded Cash Credit.

In the event that, for a period of more than six months, you (i) maintain a Cash Balance of Rs. 300 or more, and (ii) fail to participate in a Real Chip Game, the Company will refund the entire amount of the Cash Balance to you by issuing an account payee cheque in your name which will be sent by registered post to the correspondence address associated with your Account. In the event the cheque is returned to us without being encashed on two separate occasions, the Company reserves the right to hold the amount of such Cash Balance in trust, forfeit such Cash Balance, or otherwise deal with such Cash Balance as it deems fit. In the event that, for a period of more than six months, you (i) maintain a Cash Balance of less than Rs. 300, and (ii) fail to participate in a Real Chip Game, the Company reserves the right to hold the amount of such Cash Balance in trust, forfeit such Cash Balance, or otherwise deal with such Cash Balance as it deems fit.

A cash amount corresponding to the aggregate of Cash Balances of all Users is maintained in unencumbered bank account(s) by the Company at all times, separate from other funds of the Company. Such Cash Balances are available to be withdrawn at any time by Users, subject to specific restrictions contained in the Agreement. To the extent permitted by law, the claims of Users over amounts corresponding to their Cash Balances will be given preference over all other claims.

The Company is obligated to deduct tax at source 'TDS' in case of Real Chip Games upon winnings of more than Rs. 10,000/- in a single 201 Pool Tourney or 101 Pool Tourney or Best of 3 Tourney or Points Rummy Game or a single Grand Freeroll Tourney or Grand Premium Buy-in Tourney, as the case may be. In such cases, winnings shall be credited to your Account after deducting TDS @ 30%. Please note that in accordance with the above points, you must possess a valid PAN and provide your PAN details and proof thereof immediately upon request, in order to enable us to credit such winnings and allow for Cash Withdrawals in this respect. These requirements and provisions may be modified from time to time in accordance with changes to the relevant tax and other laws.

The Prize Pool is automatically split between 2, 3 or 4 players in 201 Pool Tourney or 101 Pool Tourney under certain scenarios as mentioned in the Game Rules. We reserve the right to amend, modify or change the rules for automatic splitting of the Prize Pool at any time. By registering and/or participating in any 201 Pool Tourney or 101 Pool Tourney you agree to these Rules for automatic splitting of the Prize Pool.

You may withdraw your winnings by means of either an account payee cheque or an electronic bank to bank transfer for the amount of winnings.

You agree that all withdrawals you make are governed by the following conditions:

  • You can choose to withdraw money from your user account at any time, subject to bonus/prize money withdrawal restrictions, by notifying us of your withdrawal request. Bonuses (except Bring a Friend bonus) and promotional winnings are subject to withdrawal restrictions and can only be withdrawn when you have made at least one cash deposit on and thereafter played at least one Real Chip Game.
  • Once notified, post verification of the withdrawal request, we may disburse the specified amount by cheque or electronic transfer based on the mode of withdrawal selected by you. We shall make our best efforts to honour your choice on the mode of withdrawal, but reserve the right to always disburse the specified amount to you by cheque. We also reserve the right to disburse the amount on the financial instrument used to Add Cash to your user account.
  • Withdrawals attract processing charges as per the prevalent policy. You may be eligible to make one or more free withdrawals in a month depending on various factors including your club status, the amount of withdrawal or the mode of withdrawal. In the event that you do not have an adequate amount in your user account to pay the processing charge, your withdrawal will not be processed at that time. You may request for a free withdrawal subsequently if you become eligible for the same at such time.
  • If a cheque is not encashed within 30 days of dispatch, we will deem the cheque to have been lost and reserve the right to cancel the cheque with necessary instructions to our bank to stop payment of that cheque. This may result in dishonour of that cheque in which case we shall not be liable for the cheque amount to you. Any request for reissuing the cheque will result in deduction of applicable processing charges from the amount of the cheque on reissuance.
  • We will attempt our best to process your withdrawals in a timely manner, but there could be delays due to the time required for verification and completing the withdrawal transaction. We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.
  • To be eligible to win a prize, you must be a resident of India and accessing the Services of on the Website from India.
  • If you are a prize winner resident in India and physically present in India while accessing the services of but not an Indian citizen, we will remit your winnings in Indian Rupees to the address given by you, provided, the address is within India.
  • For real money games, contests, tournaments, marketing events and loyalty points program, levies a service charge commonly known as Admin Charges. The Admin Charge is a percentage levied for facilitation of game play. As of July 1, 2017 there is an 18% GST (Goods and Service Tax) levied on the Admin Charges and is applicable for deduction from Player Winnings.

You may face Service disruptions, including, but not limited to disconnection or communication interferences due to issues in the internet infrastructure used for providing or accessing the Services or due to issues with the hardware and software used by you. You understand that has no control over these factors. shall not be responsible for any interruption in Services and you take full responsibility for any risk of loss due to Service interruptions for any such reason.

You understand, acknowledge and agree to the fact that if you are unable to play in any Game due to any error or omission attributable to, including technical or other glitches at our end, the settlement of such Games will be as per the Games Cancellation Settlement Policy:

It is clarified that disclaims any liability in the case of Games where there is no money paid by you.

You agree that under no circumstances shall you compel or hold liable to pay you any amount over and above the service charges for any of the aforementioned errors/omissions of

All content and material on the Website including but not limited to information, images, marks, logos, designs, pictures, graphics, text content, hyperlinks, multimedia clips, animation, games and software (collectively referred to as 'Content'), whether or not belonging to, are protected by applicable intellectual property laws. Additionally, all chat content, messages, images, recommendations, emails, images sent by any user can be logged/recorded by us and shall form part of Content and is free to use this material in any manner whatsoever.

The Website may contain information about or hyperlinks to third parties. In such a cases, we are not responsible in any manner and do not extend any express or implied warranty to the accuracy, integrity or quality of the content belonging to such third party websites. If you rely on any third party Content posted on the Website which does not belong to, you may do so solely at your own risk and liability.

If you visit any third party website through a third party Content posted on the website, you will be subject to terms and conditions applicable to it. We neither control nor are responsible for content on such third party websites. The fact of a link existing on our Website to a third party website is not an endorsement of that website by us.

Refer A Friend: You can invite a friend, acquaintance or any other person to use the Services available on the Website by accessing the 'Refer A Friend' feature on the Website. The Refer a Friend Bonus plan shall be governed by the additional terms and conditions provided in the Refer and Friend section on the Website.

Cash bonuses may be subject to withdrawal restrictions. All bonus plans shall be governed by the additional terms and conditions applicable to that bonus plan which will apply in addition to the Terms.

The details of various promotions organized on the Website can be found in the Promotions section on the Website. Eligibility and applicable conditions for the ongoing promotional programs are provided in the Promotions section, which form a part of the Terms.

Games offered under the Promotions section may be cancelled or discontinued by at any time without notice without any liability on whatsoever, except refund of entry fee, if applicable.

Users agree that they may receive promotional sms and mails on their respective registered mobiles and email ids.

Details of the loyalty and rewards program of are provided in the Loyalty and Rewards Program section on the Website.

Loyalty and Rewards Program may be altered or discontinued by at any time without notice and without any liability on whatsoever.

Loyalty programs do not carry any monetary or physical value and do not entitle you to any privileges other than those stated in the Loyalty and Rewards Program section.

All Content on the Website shall be utilized only for the purpose of availing Services and in conformity with the Terms.

You acknowledge that all ownership rights and all copyright and other intellectual property rights in the Content are owned by or our licensors and that you have no right title or other interest in any such items except as expressly stated in the Terms.

You are granted a personal, non-exclusive, non-assignable and non-transferable license to use the Content solely for the purposes of accessing and using the Services and for no other purpose whatsoever.

You shall not sublicense, assign or transfer the license granted to you, or rent or lease or part with the whole or any part of such license or of the Content included in such license.

You may not transfer, copy, reproduce, distribute, exploit, reverse engineer, disassemble, translate, decode, alter, make derivations from or make any other use of Content on the Websites in any manner other than as permitted for obtaining the Services provided on the website

You may not hyperlink the Website to any other website without permission from us.

You may access information on, and download and print extracts from the Websites for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you by downloading and you are expressly prohibited from using such materials for any commercial purpose unless agreed with us in writing.

You are free to discontinue use of the Services on the Website at any time by intimating us of your desire to do so by sending an email to us at If at such time, there is a positive withdrawable cash balance in your user account, we will, subject to satisfactory verification, disburse the same to you by online transfer or by a cheque in a timely manner.

We may suspend or otherwise put restrictions on your access to the Services on the Website during investigation for any of the following reasons:

  • Suspected violation of Terms or other abuse of your user account;
  • Suspected breach of security of your user account; or
  • If there have been charge-backs on your user account
  • Our decision to suspend or restrict Service or any part thereof as we deem appropriate shall be final and binding on you.

In the event of breach of any of the Terms being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to the Website is detrimental to the interests of, our other users or the general public; we may in our sole discretion take any or all of the following actions:

  • Restrict games between users suspected of colluding or cheating;
  • Permanently suspend your user account on the Website;
  • Forfeit the cash balance in your user account;
  • Demand damages for breach and take appropriate civil action to recover such damages; and/or
  • Initiate prosecution for violations that amount to offences in law.

Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future registration on the Website.

The decision of on the action to be taken as a consequence of breach shall be final and binding on you.

Any action taken by shall be without prejudice to our other rights and remedies available in law or equity.

If you have a complaint, you should in the first instance contact the customer support team at or write to us following the procedure given in the Contact Us section. Complaints should be made as soon as possible after circumstances arise that cause you to have a complaint.

You accept that any complaints and disputes are and remain confidential both whilst a resolution is sought and afterwards. You agree that you shall not disclose the existence, nature or any detail of any complaint or dispute to any third party. shall make efforts to resolve complaints within reasonable time.

Our decision on complaints shall be final and binding on you.

We may alter or modify the Terms at any time without giving prior notice to you. We may choose to notify of some changes in the Terms either by email or by displaying a message on the Website; however, our notification of any change shall not waive your obligation to keep yourself updated about the changes in the Terms. Your continued use of the Website and/or any Services offered constitutes your unconditional acceptance of the modified or amended Terms.

We may also post supplementary conditions for any Services that may be offered. In such an event, your use of those Services will be governed by the Terms as well as any such supplementary terms that those Services may be subject to.

In addition to specific references to limitation of liability of elsewhere in the Terms, under no circumstances (including, without limitation, in contract, negligence or other tort), shall be liable for any injury, loss, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, general damages or any direct, indirect, special, incidental, consequential, exemplary or punitive damages of any kind whatsoever arising out of or in connection with your access to, or use of, or inability to access or use, the Services on the Website. You further agree to indemnify us and our service providers and licensors against any claims in respect of any such matter.

Without limiting the generality of the foregoing, you specifically acknowledge, agree and accept that we are not liable to you for:

  • the defamatory, undesirable or illegal conduct of any other user of the Services;
  • any loss whatsoever arising from the use, abuse or misuse of your user account or any feature of our Services on the Websites;
  • any loss incurred in transmitting information from or to us or from or to our Websites by the internet or by other connecting media;
  • any technical failures, breakdowns, defects, delays, interruptions, improper or manipulated data transmission, data loss or corruption or communications' infrastructure failure, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Services;
  • the accuracy, completeness or currency of any information services provided on the Website;
  • any delay or failure on our part to intimate you where we may have concerns about your activities; and
  • your activities / transactions on third party websites accessed through links or advertisements posted in the Website.
  • Not withstanding anything to the contrary contained in the Terms or elsewhere, you agree that our maximum aggregate liability for all your claims under this agreement, in all circumstances, other than for the payment of any withdrawable balance in your user account, shall be limited to Indian Rupees One Thousand only (INR. 1,000/-)

a. Disclaimer

The Services on the Website and the Content present on it are provided strictly on 'as is' basis with all faults or failings. Any representations, warranties, conditions or guarantee whatsoever, express or implied (including, without limitation, any implied warranty of accuracy, completeness, uninterrupted provision, quality, merchantability, fitness for a particular purpose or non-infringement) are specifically excluded to the fullest extent permitted by law. does not ensure or guarantee continuous, error-free, secure or virus-free operation of the website or its Content including software, Games, your user account, the transactions in your user account or continued operation or availability of any facility on the website.

Additionally, does not promise or ensure that you will be able to access your user account or obtain Services whenever you want. It is entirely possible that you may not be able to access your user account or the Services provided by at times or for extended periods of time due to, but not limited to, system maintenance and updates. disclaims responsibility and liability for any harm resulting from cancellation of any Game organized by it. If you are a cash player on the website, you acknowledge and agree that you will not be entitled to any refund in case of any service outages that may be caused by failures of our service providers, computer viruses or contaminants, natural disasters, war, civil disturbance, or any other cause beyond the reasonable control of specifically disclaims any liability in connection with Games or events made available or organized on the website which may require specific statutory permissions, in the event such permissions are denied or cancelled whether prior to or during such Game or event. specifically disclaims any liability in connection with your transactions with third parties which may have advertisements or are hyperlinked on the Website. disclaims any liability in connection with violation of intellectual property rights of any party with respect to third party Content or user content posted on our Website. Intellectual property rights in any Content not belonging to us belong to the respective owners and any claims related to such content must be directly addressed to the respective owners. specifically disclaims any liability arising out of the acts or omissions of the infrastructure providers or otherwise failure of internet services used for providing and accessing the Services. disclaims liability for any risk or loss resulting to you from your participation in Cash Games, including all risk of financial loss.

Random Number Generator Software: iTech Labs Australia has evaluated the Random Number Generator ('RNG') used by and has certified that the software of complies with the relevant statistical standards of randomness. You understand that maintains the said certification it considers appropriate in the best of its belief, however, it is not possible to test all possible scenarios in any testing environment and specifically disclaims any and all liability in connection with the RNG used by 's software.

b. Indemnity

To the extent permitted by law, and in consideration for being allowed to participate in the Activity, you hereby agree to indemnify, save and hold harmless and defend us (to the extent of all benefits and awards, cost of litigation, disbursements and reasonable attorney's fees that we may incur in connection therewith including any direct, indirect or consequential losses, any loss of profit and loss of reputation) from any claims, actions, suits, taxes, damages, injuries, causes of action, penalties, interest, demands, expenses and/or awards asserted or brought against us by any person in connection with:

  • infringement of their intellectual property rights by your publication of any content on our Website.
  • defamatory, offensive or illegal conduct of any other player or for anything that turns out to be misleading, inaccurate, defamatory, threatening, obscene or otherwise illegal whether originating from another player or otherwise;
  • use, abuse or misuse of your user account on our Website in any manner whatsoever;
  • any disconnections, technical failures, system breakdowns, defects, delays, interruptions, manipulated or improper data transmission, loss or corruption of data or communication lines failure, distributed denial of service attacks, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Website; and
  • access of your user account by any other person accessing the Services using your username or password, whether or not with your authorization.

The Terms and Privacy Policy shall be interpreted in accordance with the laws of India. Any dispute, controversy or claim arising out of the Terms or Privacy Policy shall be subject to the exclusive jurisdiction of the civil courts at New Delhi.